About Me

Justin Spain at Guaranteed Rate




Texas Tech University, BS in Human Sciences

The University of Alabama, Graduate School


Guaranteed Rate is the best of both worlds. We offer the local face to face service you expect from a top referral partner combined with the best and easiest online mortgage process. Guess what? For W2 borrowers, We can offer a printable copy of a full underwriting approval in as little as 10 minutes, right from our App, allowing you to help your buyer find a home immediately. No more wasting time with a buyer whose prequalification gets denied. Not to mention giving your clients a VIP experience.

Guaranteed Rate’s daily focus is to have a better value proposition than any other bank or mortgage company in the country for all of our customers, borrowers, Loan Officers and referral partners. Nerd Wallet, a popular consumer personal finance site, named Guaranteed Rate the “Best Online Mortgage Lender,” the “Best Mortgage Lender for VA Loans” and the “Best Conventional Mortgage Lender” as part of their annual “Best-Of-Awards” for 2019. Guaranteed Rate was ranked the Top Lender for Online Service in U.S. News & World Ranking’s Best Mortgage Lenders of 2019 report.